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Integrating Razorpay, PhonePe & Paytm in Shopify

May 26

3 min read

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Introduction

India’s e-commerce industry is flourishing, and the Unified Payments Interface (UPI) is at the centre of this digital revolution. With more than 10 billion transactions per month, UPI has become essential rather than only a choice.

Integrating regional payment systems like Razorpay, PhonePe, and Paytm into your Shopify business in India may greatly increase conversions, customer pleasure, and trust.

Everything you need to know to integrate these leading Indian payment gateways into your Shopify store for optimal performance will be covered in this guide.


The Rise of UPI in Indian E-Commerce

Why Indian Shoppers Prefer UPI Payments

Over 80% of Indian consumers now prefer UPI over traditional credit/debit card transactions. It’s fast, secure, and doesn’t require additional OTPs or login credentials.

Key advantages of UPI for Shopify store owners:

  • Higher success rate: No redirections = fewer drop-offs

  • Instant transactions: Real-time payment confirmation

  • Wider reach: Works across urban and rural India

Use highly indexing keywords:

  • UPI integration Shopify India

  • Shopify payment gateway India

  • Razorpay Shopify setup

  • Best UPI for Shopify


Overview of Razorpay, PhonePe & Paytm for Shopify

Comparing the Best Indian Payment Gateways for UPI

Gateway

UPI Support

Shopify Integration

Features

Payout Time

Razorpay

Yes

Direct Plugin

Subscriptions, EMI, Auto-retry

T+1

PhonePe

Yes

Manual Integration

Loyalty points, App-based checkout

T+1

Paytm

Yes

API Integration

Wallet + UPI + Postpaid options

T+1

How to Integrate Razorpay with Shopify

Step-by-Step Razorpay Shopify Integration

Razorpay provides a native Shopify plugin, making integration smooth and developer-free.

Steps to Integrate Razorpay:

  1. Create a Razorpay account: https://razorpay.com

  2. Activate your account by submitting KYC documents.

  3. Go to your Shopify Admin → Settings → Payments.

  4. Click “Add Payment Method” and choose Razorpay.

  5. Enter your Key ID and Key Secret from your Razorpay Dashboard.

  6. Save and test the checkout.


How to Integrate PhonePe with Shopify

Manual Integration Process for PhonePe

PhonePe offers advanced UPI and app-based payment solutions. However, it doesn’t have a ready Shopify plugin yet. You can still integrate it using their API and custom checkout configuration.

Steps to Integrate PhonePe with Shopify (Developer Required):

  1. Register for a PhonePe Business Account.

  2. Request API access and sandbox credentials.

  3. Use Shopify’s custom payment method or checkout script feature to trigger the PhonePe API.

  4. Set up a webhook for payment confirmation.

  5. Test transactions in sandbox mode, then go live.

How to Integrate Paytm with Shopify

Enable UPI and Wallets with Paytm

Paytm, being one of India’s earliest digital wallets, supports UPI, wallet, and postpaid payment modes.

Integration Steps:

  1. Create a merchant account at https://business.paytm.com

  2. Request Shopify integration docs from support.

  3. Obtain your Merchant ID, Merchant Key, and Website Name.

  4. Use Shopify’s custom payment provider option or third-party apps to implement API calls.

  5. Set up success and failure callbacks.

Boost Conversions with Localized Payment Options

Why Local Gateways = Better Sales

Adding UPI-based gateways like Razorpay, PhonePe, and Paytm improves your Shopify store’s trust factor. Local buyers feel secure seeing familiar names at checkout.

Benefits for Your D2C Brand:

  • Reduced cart abandonment

  • Improved transaction success rate

  • Brand trust & credibility

  • Better customer satisfaction

Build a Shopify Store That Converts with Indian UPI Gateways

Any Indian direct-to-consumer business owner would be wise to integrate Razorpay, PhonePe, and Paytm into their Shopify store. These localised payment options are now necessary rather than optional due to growing UPI acceptance and increased consumer expectations.

You may significantly increase your conversion rates, build trust, and improve customer experience by following the instructions in this tutorial.


May 26

3 min read

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